Confirms that EMV 3-D Secure products support merchant whitelisting functionality and authentication of additional e-commerce payment scenarios
EMVCo has updated the EMV® 3-D Secure (EMV 3DS) Testing Programme which includes test platform and process updates to support the EMV 3DS 2.2.0 Core Specification and EMV 3DS 2.2.0 SDK Specification released in December 2018.
Using the EMV 3DS Test Platform, EMV 3DS product providers can validate that their products support all the enhancements introduced in EMV 3DS 2.2.0, such as the exemptions to Strong Consumer Authentication (SCA) for the European Second Payment Services Directive (PSD2). Additionally, the test platform will also validate support for FIDO enhancements, and authentication for new payment scenarios, such as mail order and telephone purchase transactions.
“Testing and approving 3DS products using the EMV 3DS Test Platform provides the industry with confidence that 3DS products are aligned with the EMV 3DS specifications to ensure delivery of effective and convenient e-commerce authentication,” comments Karteek Patel, EMVCo Executive Committee Chair. “Our specifications and testing frameworks can’t be static. EMVCo works with industry experts to ensure the 3DS infrastructure supports the latest requirements of e-commerce stakeholders.”
EMVCo’s EMV 3DS Testing Programme, launched in August 2018, has approved more than 100 3DS products to date. This update to the Test Platform references additional features for merchants and issuers to maximise the benefit of the available SCA exemptions, including the ability of a consumer to whitelist a merchant.
EMV 3DS is a messaging protocol that promotes secure, frictionless consumer authentication for card-not-present, e-commerce purchases across channels and connected devices. To learn more about EMV 3DS, please read the FAQ that is available for download from the EMVCo website.